"A boat is a hole in the water you throw money into"

"A boat is a hole in the water you throw money into"

And a spaceship is a hold in space you throw money into.

Unless you are very lucky, you don't make money from owning a spaceship. That'd be like making money by owning a house.

Living onboard your own ship costs 1 extra credit whenever you'd pay for your lifestyle, just to keep it in the black. More if its a special ship, a fast ship, or a new ship. More on ships later.

If you work onboard someone's ship and you would pay 1 credit for your lifestyle, pay none instead -- your room and board are absorbed, so long as your tastes aren't too grand.

If you are a paying customer, well, you pay the Captain of the ship. Decide together what sort of accommodations the Captain can offer and what you can pay. If the Captain is an NPC, then pay one more than you normally would. Space is expensive.

If your ship gets damaged -- and all sorts of ways for that -- you sure better hope you've got a mechanic onboard. Otherwise, it'll cost you. Whatever credit you've got -- whatever credit everybody's got -- is about what it'll take the fix up the ship. Call it 10 credit to fix a busted ship.

And if your ship is particularly new or fancy, well, you're as like to take on a loan to repair it as anything else.

You'll be needing jobs, I reckon, to keep that ship in the black. Or a whole lot of pax.

Well, here's some gigs you may be able to find, what they pay, and what'll happen to your ship and crew if you fail:
-- Low Passage (1-cred / dead or dying customer)
-- Cargo Hauling (1-cred / bushwhacked)
-- Treasure hunting (1-cred / stranded)

-- Medium Passage (2-cred / irate customer)
-- Smuggling (2-cred / discovered)
-- Piracy / raiding (2-cred / embattled)
-- Surveillance (2-cred / deceived)

-- High Passage (3-cred / irate nobility)
-- Planetary defense (3-cred / infiltrated)
-- Hunting bounty (3-cred / embattled)
-- Fast Information Packet (3-cred / fake news)

Those credits need to be split between you, your ship, and your crew; distribute as you will, or as you need to, Captain.